Rural Account

What’s in store for you

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Know More About Rural Accounts

The banking requirements of Farmers differ from others, which is why HDFC Bank offers specialised Rural Accounts designed, keeping in mind the financial and banking-specific needs of farmers. HDFC Bank’s Rural Accounts help farmers meet their everyday banking needs and offer a host of exclusive features from zero-deposit requirements on account opening to personalised banking services, basic accounts for small-scale farmers, and more.

Farmers and agriculturalists can enjoy a myriad of benefits with Rural Accounts, including:

  • Free ATM-cum-Debit Card with the account for easy, anytime access to funds

  • International Debit Card on select Rural Accounts

  • Free cheque book with personalisation facilities

  • 4 free cash withdrawals per month at branches

  • Facility to Deposit unlimited cash free at HDFC Bank branches

  • Free PhoneBanking, MobileBanking and NetBanking

You can apply for HDFC Bank Rural Accounts online by visiting your nearby HDFC Bank branch in person, filling out the account opening form, and submitting the requested documents.  Click here to find an HDFC Branch nearest to your location.

 *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.  

Click here to read the terms and conditions of the Kisan Savings Club.

Click here for the terms and conditions for the Basic Savings Bank Deposit Account - Farmers .

Frequently Asked Questions

To apply for a Rural Bank Account at HDFC Bank, visit the website and select the ‘Rural Accounts for Farmers’ option. There, you’ll find information on the eligibility criteria and the documents required to open an account. For a Basic Savings Bank Deposit Account—Farmers, you need to be a resident individual who is an agriculturalist/farmer with your own agricultural land or income from agricultural resources.

HDFC Bank’s Rural Savings Accounts offer benefits such as zero deposit, zero balance requirements to open a Savings Account, and free IVR-based phone banking. They also provide free cash and cheque deposits at branches and ATMs, and access to Safe Deposit Locker and Super Saver facilities.

The documents required for a Rural Bank Open Account include ID and address proof, a photograph, and a Basic Savings Bank Deposit Account Customer Declaration.

A Rural Savings Account typically offers basic banking services tailored to rural customers. Features include low minimum balance requirements, simplified documentation, access to government schemes, and financial literacy programs. Additionally, farmers account may provide mobile banking facilities, doorstep banking services, and overdraft facilities to support agricultural and rural community needs.