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What’s in Store for You?

Non-Housing Loan Product

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Chase Your Dreams Seamlessly

Non-Housing Loan Interest Rate

All rates are benchmarked to Policy Repo Rate. Current applicable Repo Rate = 6.50%

Special Interest Rates

Policy Repo Rate + 2.00% to 2.65% =

8.50 % - 9.15 %

Apply Now

Standard Interest Rates

Policy Repo Rate + 2.00% to 2.65% =

8.50 % - 9.15 %

Apply Now

Special Interest Rates

Policy Repo Rate + 2.00% to 2.65% =

8.50 % - 9.15 %

Apply Now

Special Interest Rates

Policy Repo Rate + 2.00% to 2.65% =

8.50 % - 9.15 %

Apply Now

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Move closer to your dreams

Calculate your interest income or EMI* easily.

Reinvestment

Customer Type:

₹
₹ 5,000 ₹2,99,99,999
Quick Selection
Months 12
Days 0
red label patch

Interest Rate: 6.00

%
Total Maturity Amount (Principle + Interest)

₹

Maturity Date

27-01-2026

Interest Amount

₹6765

Open FD View FD Rates

Find the best interest rates and duration

5.75%

9 M 1 day to < 1 Yrs

Highest

6.60%

18 M to 21 M

6.45%

21 M to 2 Yrs

Note: This is an approximate maturity amount. The final value may differ. Also, it does not include TDS deductions.

Interest Calculation

Financial year wise interest amount

₹
₹ 50,000₹ 50,00,000
1 year5 years
%
10.5% PA21% PA
Your Monthly EMI will be

₹

Amount Payable

₹

Interest Amount

₹

Principal Amount

₹

Apply Now Know More
₹
₹ 1,00,000₹ 10,00,00,000
1 year50 years
%
0.5% PA 15% PA
Your Monthly EMI will be

₹

Amount Payable

₹

Interest Amount

₹

Principal Amount

₹

Apply Now Know More

Buying a

₹
₹ 1,00,000 ₹ 19,00,000
1 year 8 years
%
5% PA20% PA
Your Monthly EMI will be

₹

Amount Payable

₹

Interest Amount

₹

Principal Amount

₹

Apply Now Know More

Customer Type:

₹
₹ 500₹ 2,99,99,900
Quick Selection
Deposit Tenure

Year

Select year

Month

Select month
Red label patch indicating interest rate

Interest Rate: 4.50%

Total maturity amount is

₹30,394

Maturity Date

11-09-2024

Interest Amount

₹82,874

Start Your RD View RD Rates

Note:This is an approximate maturity amount. The final value may differ. Also, it does not include TDS deductions.

FAQ's

Non-Home Loans are available to salaried and self-employed to both having a decent credit score.

HDFC Bank offers a Loan Against Property as a Non-Housing loan. You can obtain this loan by mortgaging a self-owned residential or commercial property and can use the funds for multiple purposes.

A Housing Loan is specifically for purchasing or constructing a residential property. A Non-Home Loan, such as a loan against property, is more versatile, allowing you to borrow against an existing property for various purposes like business or education.

HDFC Non-Housing Loans online offer flexibility for personal or business expenses, featuring low interest rates, long repayment terms, and the option to mortgage residential or commercial property.

To apply online for a Non-Housing Loan, visit the HDFC website, choose the relevant loan type, and complete the online application form. You’ll need to provide KYC, income, and property documents for loan approval.

Non-Housing Loans for you come with various features like the ability to borrow up to 65% of your property's current market value. Besides, you have the convenience of applying online, easy documentation, attractive interest rates, convenient repayment options, transparent processing, efficient services, as well as easy debt consolidation.