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What's in store for you

PPF Account

More rewards than ever before

Corporate Benefits

  • Digitally manage all employee benefits through single platform.

Employee Benefits

  • One-click blocking and unblocking of cards.

Real Time Access

  • View expenses in real time 

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Additional benefits

More About HDFC Bank Payroll Card

Card Management & Controls

  • Single Interface
    One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans 
  • Spends tracking
    Simple interface to track all your spends 
  • Reward Points
    View and redeem points at the push of a button
Welcome Renwal Bonus

Fees and Charges

Transaction Type Amount in ₹
Issuance Fees ₹250/-
Annual Fees NIL
Wallet to Bank A/C transfer Up to ₹2000/-: ₹10/-
> ₹2000/- : ₹20/-
Card Replacement Fees ₹135/-
ATM Withdrawal Fee (for HDFC Bank ATMs) Free
ATM Withdrawal Fee (for other Bank ATMs) ₹21/-
Balance Inquiry Fees – (HDFC Bank ​​​​​​​ATM and Others) ₹ 10/-

Please Note: Charges are exclusive of applicable tax

Fees & Charges

Most Important Terms and Conditions

  • *The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

HDFC Bank Payroll card is issued by corporates to their employees for payment of salary and wages. Any corporate who wishes to issue the Payroll Card to their employees can avail the same.

HDFC Bank Payroll Card is a solution that gives corporates the facility of issuing cards to their employees for salary purposes and wages disbursement to the employees who do not hold a bank account.

Any corporate who wishes to issue the Payroll card to their employees can avail Payroll Card. Enquire Now

It digitally manages distribution of salaries and wages through a single platform. It provides hassle-free card issuance and loading through corporate dashboard. In addition to real time tracking, card control and management of card benefits, digital KYC process for existing HDFC Bank customers can be done. 
Customer can manage their card through customer portal, view card balance, statement, card control, block or unblock the card on one click. Demographic details are also updated instantly.

Features for Corporates:

1) Bulk User Addition and KYC Management

2) Card Control for users

3) Digital funds distribution

4) Passbook - Fund addition and distribution records

5) Card Inventory – Order and Manage card inventory

Features for Cardholders:

1) Digital KYC process

2) Block/unblock card, set PIN and set limits on number of transactions and value of transactions

3) View expenses in real time

4) Transfer funds from wallet to bank account

5) View card details virtually in the mobile application

Below are the steps to login to the portal:

a) Login to: https://hdfcbank.poweredby.happay.in

b) Input your email ID or Mobile Number

c) Click 'Sign in with OTP' and select 'I'm not a robot'

d) Enter the OTP received on your registered mobile number

Below are the steps to set PIN:

a) Login to: https://hdfcbank.poweredby.happay.in

b) Go to "Cards & Wallets" tab >> Set PIN

As per regulatory guidelines, by-default e-commerce and contactless transactions are disabled on cards for higher security.

E-commerce and Contactless feature can be enabled by customer manually by following below steps:

a) Login to: https://hdfcbank.poweredby.happay.in

b) Go to "My Card" tab

c) Select Your Card >> Manage Card

d) Switch On ECOM and Contactless

Login to portal: https://hdfcbank.poweredby.happay.in using your credentials

Click on your initials (at the top right corner) > click on my profile > select the edit option against your email id or mobile number > enter new email id or mobile number > enter login password and proceed > Enter OTP received on your registered mobile number or email ID > Success notification will be displayed post instant update of email id or mobile number

Utilize the card balance and contact customer support 080-61776177 or email at help.hdfcbank@happay.com for card closure.

If you lose your card or it gets stolen, follow these steps right away:
Block your card using the Customer Portal. Alternatively, you can contact your corporate admin for help or call our customer support immediately at 080-61776177 for assistance.

Sign in to our Customer Portal by visiting https://hdfcbank.poweredby.happay.in, navigate to 'My Profile,' select 'Password,' and follow the prompts to ensure your credentials are up-to-date.

Administer your card with ease via our Customer Portal by visiting https://hdfcbank.poweredby.happay.in Track your balance, check your transaction history, manage your spending limits, change your PIN, secure your card if needed and enable ecom transactions. POS transactions are enabled by default on the card.

Amount debited for all failed transactions, gets reversed to the card within 24 hours.

If the amount is not reversed within the specified time, contact our customer support at 080-61776177 or email help.hdfcbank@happay.com.

Should you notice any transactions you didn't authorize, inform HDFC Bank immediately and have your card blocked or hotlisted to prevent further misuse.
You can do so through the Customer Portal, corporate admin, or our customer support at 080-61776177 or email help.hdfcbank@happay.com.

Absolutely! Each transaction triggers an alert to your registered mobile number/e-mail, and you can also monitor activity on your card anytime via the Customer Portal.

For POS transactions one need to enter the card PIN and for ECOM transactions one need to enter the card PIN and OTP.

The amount outstanding shall not exceed Rs. 2,00,000/- at any point in time on a Full KYC card. For Small/Minimum KYC cards, you can load the card with a maximum of up to Rs.10,000 per month and Rs.1,20,000 per annum. For Small/Minimum KYC cash withdrawal is not permitted. [The Prepaid cardholder can use the prepaid instrument for purposes within the applicable limits across the Prepaid Payment Instruments (PPIs)].

Corporate can load this card via the Corporate Portal.
Access the portal by visiting: https://hdfcbank.poweredby.happay.in
Note: Cash loading on the card and fund transfers from the card is not permitted.

The Petty Cash Card can be used for ATM Cash withdrawal at HDFC Bank and other Bank ATMs, POS and online purchases. Also Cash withdrawal at POS in India with maximum withdrawal limit of Rs. 2,000/- per day & Rs. 10,000/- per month. Standard charges as applicable. Charges are subject to change.

The validity is 5 years.