Infinity

More benefits than ever before

Personalised Benefits

  • Prioritised attention from a committed three-fold team of Relationship Professionals

Investment Benefits

  • Wealth Management services offer customised and comprehensive investment information across diverse asset categories, helping you make the right choices

Premium Benefits

Exclusive Benefits

Wondering if you're eligible?

Invite Only Programme.

  • Total Relationship Value of ₹5 Crores with HDFC Bank (Liability Value, Mutual Fund, Insurance Premia, 20% Demat Value, 20% Retail Outstanding value)
    OR
  • A minimum Average Monthly Balance of ₹50 Lakhs in the Savings account
    OR
  • A minimum Average Quarterly Balance of ₹1 Crore in a Current Account
    OR
  • A minimum Average Monthly Balance of ₹2 Crores in a combination of Savings Accounts, Fixed Deposits & Current Accounts
    OR
  • For Salaried Customer, Monthly net salary credit of ₹10 lakhs & above in HDFC Bank Corp Salary Account#
  • *Balance is measured as a combined balance across account/s linked to your Customer ID or over the account/s of other customers linked to your "Group" (as defined in the HDFC Bank Programme Terms and conditions).
  • The tenure of the Fixed Deposits should be at least six months.
  • # Salary credit will be considered individually at Group Id level.
  • HDFC Bank Programme Terms and Conditions Apply.

Know more about Infiniti Banking Programme

Special Demat Value Plan

  • Trade for free - Get ₹25 Lakh of Free cash volume (upto 90 days), Delivery brokerage (post free volume) - 0.10% with Lifetime Demat AMC Free.
  • Check out more details on our Special Demat Value Plan
    Please contact your Relationship Manager to avail of preferential rates.
Additional Features

Exclusive Lifestyle Privileges designed for you

  • 4 complimentary lounge visits per quarter on Infiniti Debit card.
  • Enjoy 8 complimentary golf games/lessons annually, limited to 2 per calendar quarter  
  • Taj Vouchers worth Rs 7500 each quarter for spends of > = 3 lakhs every previous quarter( First year only ).
  • Earn up to 5% Cashback on your Debit Card on transacting through PayZapp & SmartBuy 
  • Exclusive quarterly e-magazine - trends in fashion, travel, and the world of finance
Additional Features

Experience Banking & Digital Convenience

  • Infiniti Phone Banking Services, available 24x7 on 18001600 & 18002600, gives you the freedom to do almost anything over the phone – balance enquiry, loan-related queries, bill payment etc

  • Digital convenience with Net Banking (200+ transactions), Mobile Banking (120+ transactions) and more

  • Great discounts and CashBack with PayZapp, a complete payment solution which gives you the Power to Pay in One Tap

  • Compare and get the lowest prices when you shop or book travel on SmartBuy, an online portal

  • Banking Convenience with the extensive HDFC Bank Branch Network and HDFC Bank ATM Network

Note: All Features and Benefits are subject to HDFC Bank Programme Terms and Conditions apply.

Dedicated number for HNW  customers travelling overseas- +9122 61606160

Additional Features

Terms & Conditions

  • The Infiniti is an invite-based programme and is extended to select HDFC Bank customers based on the Bank’s internal eligibility parameters. To check your eligibility, please connect with your Relationship Manager or visit the nearest HDFC Bank branch

  • *The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

  • Terms and conditions apply. Loan is extended at sole discretion of HDFC Bank limited and is subject to documentation and verification as per Banks requirement.

  • Card issuance is subject to internal bank policy, terms and conditions apply.

  • Up to 8 immediate family members can be grouped together 

  • Immediate Family members are defined as:

    • Spouse – Husband, Wife
    • Linear Ascendants – Parents of the Group Id
    • Linear Descendants – Children
  • Locker Facility is subject to availability.

  • Promotional Offers for New Demat & Trading A/c Opened effective 1st Aug'23.

Additional Features

Fees and Charges

Product/Type of Charge Infiniti Fees and Charges
Charges on non-maintenance of minimum Balance in Savings Accounts Nil charges
Debit Card Annual Fee Annual fee per Card is Rs. 2500 p.a + applicable taxes. The Annual fees will be
waived for 1st Year as you are part of the HDFC Bank Infiniti Banking Programme,
from second year it will be waived post meeting the spend threshold of Rs 5 lacs in the previous year
(Applicable for only relevant debit card spends excluding ATM withdrawals)
ATM / Debit card Pin Regeneration Charges
(Green PIN/ Physical PIN)
(TL/OD/Rearend)
Nil charges
Transactions on Domestic ATM No charges for usage of HDFC Bank as well as Non HDFC Bank ATMs
Locker Annual Rental 2 Lockers with Nil annual rental charge allocated per group
Forex transactions rates Up to 10 paise better rate on card rate for forex transactions on select currencies.
Forex Card 100% Discount on issuance fees.
Log-on to: https://getprepaidcard.hdfcbank.com/index.aspx, for discount, contact
your RM for the promo code.
Available on Multicurrency ForexPlus Chip Card, Regalia ForexPlus Card, ISIC
ForexPlus Chip Card, Hajj Umrah Card
Chequebook issuance Nil charges for Savings Account.
Doorstep Banking Doorstep Banking* transaction up to Rs. 5 Lac - FREE
DD/MC Charges on
Savings Accounts
Nil issuance charges
DD/MC Cancellation / revalidation on Savings Account Nil charges
Cash Transaction Charges for Savings Accounts
(cumulative of deposit/withdrawal and home/non-home branch)
Effective 9th December'17
10 transactions with nil charges
OR
Value of Rs. 15 Lakh at nil charge per month per account 'Self/Third party' inclusive
Transactions that exceed above limits will be charged as per the existing cash transaction charges as per the standalone Savings Account variant held by the customer
Demat account Annual Maintenance Charge (AMC) *Non BSDA Demat accounts Nil Annual Maintenance charge Click here for detailed tariff sheet. To know more about the Features of Regular & BSDA A/c click here
NEFT/RTGS Online-Nil charges
First 6 NEFT & first 4 RTGS txn per month FREE through Branch for savings account.
Charges applicable as per savings / current account variant for outward fund transfers done through branch.
IMPS Nil charges
Bill Pay Nil charges
Insta Alert Nil charges

Note: "HDFC Bank Programme Terms and conditions apply.
"All other charges/fees not listed above will be applicable as per the respective base product variant held by the customer

* Door Step Banking Rs 5 lakhs per transaction upto 6 transactions per month. Taxes as applicable would be charged separately

In case of change in account relationship/downgrade of account, the debit card annual charges shall be applicable from the date of change in relationship. The schedule of charges is subject to change from time to time and the customer is requested to visit the website WWW. hdfcbank.in for further information. The customer further agrees and gives its express consent that, in case of a change in account relationship at any point in time, the Bank reserves the unconditional right to levy appropriate charges as applicable for the Debit Card variant on pro rata basis for the period from the date of change in account relationship till the next billing date, as may be applicable.

fees and charges

Frequently Asked Questions

With the Infiniti, enjoy exclusive benefits tailored to your needs:

  • Access to experts across Investments, Wealth, Current Account, Securities, Forex, and Business Solutions.

  • Customised Wealth Management Solutions to cater to diverse asset categories.

  • ₹25 lakh of free cash volume up to 90 days.

  • 0.10% delivery brokerage post free volume with Lifetime Demat AMC Free.

Upgrading to the Infiniti High-Net-Worth Banking Programme is available by invitation only