Loan for specific industry segments

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Loan for specific industry segments

Types of Loans Against Specific Industry

Rural Loans

  • Experience seamless financial support tailored for businesses in India's most remote areas. Whether you need funds to purchase raw materials, arrange transport, or acquire equipment, HDFC Bank offers competitive interest rates and flexible repayment schedules to suit your business needs. Access funds on-demand to ensure smooth operations and sustainable growth.
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Loan for specific industry segments

Healthcare Finance

  • Enhance your healthcare infrastructure effortlessly with HDFC Bank's range of financial products. From setting up diagnostic centres to expanding clinics and hospitals, our offerings include overdrafts, demand loans, and cash credit options designed to cover day-to-day expenses. Enjoy flexible tenure options ranging from 12 to 84 months, ensuring financial stability and operational efficiency.
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Loan for specific industry segments

Commercial Construction Equipment Finance

  • Propel your construction ventures forward with HDFC Bank's flexible financing options. Benefit from up to 100% financing to acquire essential equipment, with rapid loan processing and attractive interest rates. Our solutions are crafted to ensure manageable monthly payments, supporting your business's growth sustainably.
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Loan for specific industry segments

Dukandar Overdraft Facility

  • Address your shop's working capital needs effortlessly with HDFC Bank's Dukandar Overdraft Facility. Access funds up to ₹10 lakh without collateral requirements and pay interest only on the utilised amount. Enjoy the flexibility of EMIs tailored to your business cash flow, ensuring operational continuity and growth.
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Loan for specific industry segments

Benefits of Loan Against Specific Industry

  • Access up to ₹10 lakh for the shop’s working capital needs without collateral.

  • Pay interest solely on the utilised amount, optimising financial costs.

  • Obtain up to 100% financing for construction equipment, facilitating business growth.

  • Experience rapid loan processing for timely project execution.

  • Benefit from competitive interest rates tailored for remote businesses.

  • Enjoy extended repayment terms from 12 to 84 months, providing financial stability. 

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Benefits you need and deserve

Frequently Asked Questions

Financial support for businesses in remote parts of India is now easier with HDFC Bank's industry-specific loans. These loans provide equitable access to the right financial solutions for businesses in rural areas looking to grow.

HDFC Bank typically processes Industry-Specific Loan applications within 7 days of disbursement for asset verification. However, pre-approved customers can get funds disbursed in just 10 seconds.

The eligibility criteria mainly depend on the type of loan you are opting for - the general eligibility criteria includes: The business should have a minimum turnover of ₹40 lakh and the applicant must have at least 3 years of current business experience.

Applying for an Industry-Specific Loan at HDFC Bank is simple. You can check your eligibility online or at any branch in just 60 seconds. Loans are disbursed based on your previous repayment history with HDFC Bank.

HDFC Bank offers specialised loans tailored to the needs of healthcare, construction and rural businesses. These loans can help you purchase new equipment, expand facilities and fuel growth in your industry.