Infiniti Debit Card

What's in store for you

More rewards than ever before

Shopping Benefits

  • Enhanced POS/e-commerce shopping limit of ₹10 lakh

Travel Benefits

  • 16 complimentary domestic lounge accesses, 4 per quarter*. Click here for more details

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Additional Benefits

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HDFC Bank Debit Cardholders

Know more about the card

Card Management & Controls

  • Daily Shopping limits (Domestic & International Combined): ₹ 10 lacs  
  • Daily ATM withdrawal limits (Domestic & International Combined): ₹2 lacs 
  • Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of ₹ 2,000/transaction on your HDFC Bank Debit Cards, maximum Cash at POS limit per month is of ₹ 10,000/-
  • Please login to NetBanking to change (Increase or decrease) the limit* on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Debit Card.

    *For Security reasons, ATM cash withdrawal limit is capped at ₹ 0.5 Lakhs per day and ₹ 10 Lakhs per month for first 6 months from Account opening date.  For accounts older than 6 months, ATM cash withdrawal limit is capped at ₹ 2 Lakhs per day and ₹ 10 Lakhs per month. This is implemented with immediate effect. 

    In case your Debit Card is enabled for ATM and POS usage but still you are facing issues while doing transactions, please click here ​​​​​​​for FAQs.

 

Card Management & Control

Fees & Charges

  • Annual fee per Card is Rs. 2500 p.a + applicable taxes.
  • The annual fee for the Infiniti Debit Card will be waived for the first year as you are part of the HDFC Bank Infiniti Banking Programme. From the second year onwards, the annual fee will be waived upon achieving a spend threshold of Rs. 5 lakhs in the previous year. This is applicable only for eligible debit card spends and excludes ATM withdrawals. Check out key fact sheet
Card Management & Control

Eligibility & Documentation

  • The Infiniti Debit card is available only for Infiniti customers of the Bank.
Card Management & Control

Surcharge reversal

  • Effective 1st January 2018, Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines on government petrol outlets (HPCL/IOCL/BPCL).
Card Management & Control

Added Delights

Lounge Access

  • Effective 10th January 2026, you will get complimentary lounge benefit via lounge voucher. For more information click here

Validity

Contactless Payment

  • HDFC Infiniti Debit Card is enabled* for Contactless Payments at retail outlets.

  • (Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.)

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Card Control via MyCards

MyCards, a mobile-based service platform for all Debit Card needs, facilitates convenient activation and management of your Infiniti Debit Card on the go. It ensures a seamless experience without the need for passwords or downloads.  

  • Debit Card Registration & Activation  

  • Set up Card PIN  

  • Manage Card Controls like Online Spends, Contactless Transactions, etc.  

  • View Transactions / Download e-Statements  

  • Check Reward Points  

  • Block/ Re-Issue Card  

  • Apply for an Add-on Card, Manage, Set PIN and Card Controls for Add-on card

Zero Lost Card Liability

Most Important Terms and Conditions*

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.*
  • Important information: Your Card Member Agreement, Most Important Terms & Conditions and Other Important documents pertaining to your Debit Card can be accessed digitally. Click here.
  • As per RBI guidelines RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15th January 2020, all Debit Cards issued effective 1st Oct' 2020, are or will be enabled only for Domestic usage (PoS & ATM) and disabled for Domestic (E-commerce & contactless) and International usage. This is to improve user convenience and increase the security of card transactions.
  • ​​​​​​​You can enable or modify Domestic & International transactions limits on ATM / PoS / E-commerce / Contactless please visit MyCards / PayZapp / NetBanking / Mobile Banking / WhatsApp Banking-70-700-222-22 / Ask Eva / Call Toll-free Number 1800 1600 / 1800 2600 (from 8 am to 8 pm) Customers travelling overseas can reach us at 022-61606160.
Card Management & Control

Value Chart

  • Terms and conditions apply

*The benefit is based on assumption of ₹ 50,000 annual international spends.

FEATURES ANNUAL BENEFIT ( ₹ )
VOUCHER BENEFIT
Taj voucher worth ₹7,500 on min spends of ₹3 Lakhs in each quarter for first year 30,000
OTHER BENEFITS
Up to ₹10 Lakhs Personal Accidental Death Insurance 2,250
Up to ₹3 Crores International Air Accidental Cover 1,200
Up to ₹2 Lakhs Fire & Burglary Insurance 200
Up to ₹2 Lakhs Travel Insurance 1,400
8 Golf course complimentary visits (2 per quarter) 37,900
16 Complimentary Domestic Lounge Access per year at selected Airports 24,000
Cross currency mark up (0.99% rate benefit)* 1,500
YEARLY SAVINGS 98,450
Card Management & Control

Frequently Asked Questions

The HDFC Bank Infiniti Debit Card is a premium Debit Card that offers enhanced features and benefits, including higher shopping and ATM withdrawal limits, complimentary access to domestic lounges, golf games, comprehensive insurance coverage, and exclusive offers. It is designed to provide an elevated banking experience for our Infiniti customers.

Yes, the HDFC Bank Infiniti Debit Card provides complimentary access to various domestic lounges across India. Cardholders can enjoy 16 complimentary visits annually, limited to 4 per quarter. For a list of lounges and terms and conditions, please click here.

The HDFC Bank Infiniti Debit Card works like any other Debit Card. You can use it for shopping at retail outlets and online stores, as well as for cash withdrawals at ATMs. The card comes with enhanced features and benefits, providing you with a superior banking experience.

The Infiniti Debit Card offers a range of benefits:  

  • 16 complimentary domestic lounges annually, limited to 4 per quarter. 

  • 8 complimentary golf visits annually, 2 per quarter. 

  • Taj Vouchers worth ₹7,500 each quarter for spends of ₹3 lakh or above in a quarter (offer valid only for first year).   

  • Get an enhanced POS/e-commerce shopping limit of up to ₹10 lakh. 

  • Enjoy an enhanced daily ATM withdrawal limit of ₹2 lakh. 

  • Avail preferential cross-currency markup of 0.99%.

You can use the HDFC Bank Infiniti Debit Card for various transactions like shopping, dining, travel bookings, and ATM withdrawals worldwide. It offers high daily spending limits and exclusive privileges, making it ideal for those seeking luxury and convenience. 

For instance, you can use it for shopping at retail outlets and online stores, as well as for cash withdrawals at ATMs. The card comes with enhanced features and benefits, providing you with a superior banking experience.

The HDFC Bank Infiniti Debit Card offers a range of benefits and privileges to enhance your lifestyle. It provides higher shopping and ATM withdrawal limits, access to domestic lounges, complimentary golf games, comprehensive insurance coverage, exclusive offers, and more. With this card, you can enjoy a seamless banking experience with added convenience and rewards.