banner-logo

What's in store for you

Key Features of NRE Current Account

Account Benefits

  • The HDFC Bank NRE Current Account provides an International Debit Card and a personalised cheque book for convenient banking. It includes free transfers and the flexibility to manage transactions via NetBanking from anywhere.
  • Transfer funds from your NRE Current Account abroad without any restrictions.
  • Easily remit funds to India using telegraphic wire transfers, IndiaLink and FCY cheque/draft.
  • Deposit your overseas earnings into a non-interest-bearing account.
  • Receive an International Debit Card with your NRE Current Account.
Card Reward and Redemption

Exclusive Privileges

  • Enjoy free ATM cards for yourself and the mandate holder in India.
  • Access a personalised cheque book.
  • Manage your account anytime, anywhere with convenient banking channels like NetBanking.
Card Reward and Redemption

Deposits

  • Transferring funds from abroad in a freely convertible foreign currency.
  • Presenting foreign currency notes/Travellers' cheques during visits to India.
  • Directly remitting funds via FCY wire transfer from an existing NRE/FCNR Account held in other banks.
Card Reward and Redemption

Fees & Charges

  • Minimum average monthly/quarterly balance (AMB/AQB): 

    • Metro / Urban branches: AMB ₹10,000/- or ₹1 Lakh FD 

    • Semi-Urban Branches: AMB ₹5,000/- or ₹50,000/- FD

    • Rural Branches: AQB ₹2,500/- or ₹25,000/- FD

  • Cheque Book: 

    • Regular NRE Current Account: Free 25 cheque leaves per year 

    • Additional cheque book: ₹100/- for 25 leaves

  • Click here to know more about fees & charges.
Card Reward and Redemption

Most Important Terms & Conditions

  • *The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Card Management & Control

More About NRE Current Accounts

Currency Flexibility

Open an account in Indian Rupees while retaining your foreign earnings.

Read More

Repatriation

Full repatriation of both principal and interest amounts, allowing easy transfer of funds abroad.

Read More

Nomination Facility

Designate a nominee for your account for added security and ease.

Read More

Account Accessibility

Manage your account from any HDFC Bank branch across India.

Read More

Online Banking

Access and manage your account online, anytime and anywhere.

Read More

Cheque Book Facility

Issue cheques for your transactions and payments within India.

Read More

Interest Earnings

Earn interest on your account balance, which is exempt from Indian income tax.

Read More

Joint Account

Open the account jointly with another NRI or Resident Indian (close relative) on a 'former or survivor' basis.

Read More

Tax Exemptions

Enjoy tax-free interest earnings under the Indian Income Tax Act.

Read More

Convenience

Seamlessly manage your funds and transactions with easy access to online and mobile banking services.

Read More

Repatriation

Benefit from full repatriation of both principal and interest, making it easy to transfer funds abroad.

Read More

Flexible Fund Management

Conveniently manage your funds in Indian Rupees while living abroad.

Read More

24/7 Customer Support

Access round-the-clock customer service for any account-related queries.

Read More

Chequebook Facility

Utilise the chequebook facility for making payments within India.

Read More

Nominee Services

Secure your account with the nomination facility, ensuring your funds are managed as per your wishes.

Read More

Joint Account Options

Open a joint account with another NRI or a Resident Indian for greater flexibility in account management.

Read More

You can open an NRE Current Account online with HDFC Bank by taking the following steps: NRI-> SAVE-> NRI Accounts-> NRI Current Accounts-> NRE Current Account.

Read More

Frequently Asked Questions

The HDFC Bank NRE Current Account is a non-interest-bearing account for NRIs. It allows easy transfer and repatriation of funds globally. The account comes with an International Debit Card, a personalised chequebook, and convenient banking through NetBanking. Deposits can be made in freely convertible foreign currency.

If you are a Non-Resident individual holding Indian nationality or a Person of Indian origin (PIO), you meet the eligibility criteria for opening a NRE Current Account.

You will need to complete the NRI account opening form. For detailed documentation requirements, please click here.