Dealer Credit Card

What's in store for you

More benefits than ever before

Program Benefits

  • Convenience of centralised payments to Oil Marketing Companies (OMCs)

Banking Benefits

  • Secured closed-loop card for convenience of online payment mode

Dealer Benefits

  • Annualized interest rates ensure customers pay only for the tenure they use the fund

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Additional Benefits

Know more about the card

Fees & Charges

  • Joining/Renewal Membership Fee: Nil
  • The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS are in the same state, then applicable GST would be CGST and SGST/UTGST else, IGST.
  • GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month’s statement.
  • GST levied will not be reversed on Any dispute on Fee & Charges / interest.

Click here to view details of Dealer Credit Card Fees and Charges.

Fees & Charges

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

HDFC Bank Dealer Card program is a commercial Credit Card offered to petrol pump dealers who procure fuel from oil marketing companies.

Here are the key benefits:

  • Streamlined cash flow management for corporates, enabling better allocation of resources
  • Faster turnaround time for transactions, promoting efficiency and productivity
  • Convenient payment solution for dealers, offering flexibility and easy card usage
  • Attractive offers and exclusive privileges in Dealer Credit Card online
  • Reward points that can be redeemed for various perks and benefits on Dealer Credit Card Online
  • Enhanced negotiation power through access to exclusive card deals and discounts

The credit period offered is 15+7 days i.e. up to 22 days of credit period.

There are no charges for issuance or card usage. However, there is an interest rate charged on the purchase transactions made by Dealers.

Fuel surcharge is not applicable on online fuel purchase transactions thus saving some cost to petrol pump dealers.

T+1 day, T being the transaction date i.e. settlement happens on the next working day of HDFC Bank.

Payment Term: 30% Minimum Amount Due (MAD) is to be cleared by the due date.

No, HDFC Bank Dealer Credit Cards are designed specifically for purchasing fuel from selected oil marketing companies by petrol pump dealers only and will not work for other types of purchases.

The customers (dealers) are provided an online platform to login and raise an intent to purchase fuel from the oil marketing companies where they input their Credit Card details.

Yes, there is an increase in the interest rate applicable if the customer defaults, i.e. doesn’t clear dues by the due date in addition to the late payment charges.

To apply for the HDFC Bank Dealer Credit Card, visit our website. Complete the required details, submit the necessary documents, and upon approval, receive your new Purchase Card in the mail.