Prime

What's in store for you

More benefits than ever before

Family benefits

  • Family members can enjoy the same benefits as a Prime customer with assistance from a personal banker for adding their accounts to your family group.

Banking Benefits

  • Access to banking and finance services via dedicated personal banker.

Digital Benefits

  • Digital ease with 200+ transactions via NetBanking and 120+ transactions via MobileBanking.

Investment Benefits

  • Special prices on Forex, Demat, Trading and much more.

Additional Benefits

Wondering if you’re eligible? 

Prime Banking Eligibility Criteria*

  • Average Monthly Balance of ₹35,000 in a Savings account
    OR
  • Average Quarterly Balance of ₹75,000 in a Current account
    OR
  • Average Monthly Balance of ₹1 Lakhs in a combination of Savings Accounts, Current Accounts and Fixed Deposits
    OR
  • For Monthly net salary credit of ₹35,000 & above in HDFC Bank Corp Salary Account#
  • *Balance is measured as a combined balance across account/s linked to your Customer ID or over the account/s of other customers linked to your “Group”
    (as defined in the HDFC Bank Programme Terms and conditions).
    The tenure of the Fixed Deposits should be at least six months.
    # Salary credit will be considered individually at Group Id level.
    ​​​​​​​HDFC Bank Programme Terms and Conditions Apply.

Know more about Prime Banking Programme

Fees & Charges

Product/Type of Charge Prime Fees and Charges
Charges on non-maintenance of minimum Balance in Savings Accounts NIL
Charges on non-Maintenance of minimum Balance in Current Accounts Applicable as per product variant of current account
Locker Annual Rental Locker with 25% annual rental charge available for first locker allocated per group***
Cash Transaction Charges for Savings Accounts (cumulative of deposit/withdrawal and home/non-home branch) 5 transactions with zero charge
OR
Rs. 2.5 Lakh at Nil charge per month per account
'Self/Third party' inclusive
(Transactions that exceed above limits will be charged as per the existing cash transaction charges as per the standalone
Savings Account variant held by the customer)
DD/MC Charges on Savings Accounts Nil issuance charges on DD/MC up to Rs.1 Lakh per day per
customer
Multicurrency Forex Card 20% Discount on issuance fees on Multicurrency card.
Log-on to: https://getprepaidcard.hdfc.bank.in/index.aspx,
for discount, contact your RM for the promo code.
Prepaid Card Millenia Prepaid card. Free Issuance & 25% discount on
annual fees
Debit Card Annual fee for a Platinum Chip Debit Card is ₹ 850* p.a.
*Exclusive of taxes
Demat AMC **AMC Free for 1st year, 2nd year onwards 250 if transacted
& 500 if nil trnx
HSL ** 0 AOC, Free cash vol 5L, Delivery 0.20% Intraday: 0.02%
NEFT/RTGS Charges - Outward Nil charges only through online mode
Passbook Free for all individual account holders
Alerts Free for all customers
E-Statement Free e-mail statement
E-Newsletter Product offers and investment insights with Prime Newsletter

NOTE:
The fees & charges for current accounts would be applicable as per the features and benefits offered under respective current account product variant
"HDFC Bank Programme Terms and conditions apply.
"All other charges/fees not listed above will be applicable as per the respective base product variant held by the customer

** For Demat & HSL- Maxima Plan to Prime customers. Promotional offer is available & will continue till called off and that pricing will be applicable to the customer who are opening new account during the offer period.
*** with locker size <1,760 Cubic Inches, subject to availability.

Banking and Digital Convenience

Prime Banking Connect

  • Get prompt assistcnce from your personal banker
  • Toll free number: 18001600 & 18002600
  • Servicing Window: 8AM to 8PM
  • Dedicated number for HNW  customers travelling overseas- +9122 61606160
Banking and Digital Convenience

Digital Convenience

  • Enjoy discounts and CashBack with PayZapp Mobile App, a complete payment solution which gives you the Power to Pay in One Click 
  • Compare and get the lowest prices when you shop or book travel on SmartBuy, an online portal 
Banking and Digital Convenience

Terms & Conditions

All Features and Benefits are subject to HDFC Bank Programme Terms and Conditions: 

  • 1. Loan is extended at sole discretion of HDFC Bank limited and is subject to documentation and verification as per Banks requirement.
  • 2. Card issuance is subject to internal bank policy.
  • 3. Up to 8 immediate Family members can be grouped together. 
    ​​​​​​​  Immediate Family members are defined as:
    - Spouse – Husband, Wife 
    - Linear Ascendants – Parents of the Group Id 
    ​​​​​​​​​​​​- Linear Descendants – Children  
  • *The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose. 

Note : Programme branding and logos have undergone change and the same is under process of getting updated across all collaterals/ stationeries/ deliverables. In the meantime, old collaterals/ stationeries/ deliverables with old branding and logos will continue till the stock last.

Banking and Digital Convenience

Frequently Asked Questions

You can apply for HDFC Bank's Prime Banking Programme account by visiting your nearest HDFC Bank branch.

Experience the benefits of banking with HDFC Bank's Prime Banking: 

  • Personalised service through a dedicated personal banker. 
  • Family benefits that extend to your loved ones. 
  • Relationship pricing with special prices on various products.
  • Digital convenience with NetBanking and MobileBanking services.
  • Wide network of HDFC Bank branches and ATMs.