Home Insurance

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Home Insurance

More About Home Insurance

HDFC Bank Insurance features vary with products. For example, if you are applying for Home Insurance, you receive: 

  • Protection for both your house and its contents. 

  • Coverage against risks like fire, flood, storm, burglary, and other hazards. 

  • Flexible coverage options for 1, 3, 4, or 5 years.

House Insurance policy provides financial protection against damage or loss due to risks like fire, theft, and natural disasters. It covers repair or replacement costs for your home and belongings, offers liability coverage for accidents on your property, and provides peace of mind knowing you are safeguarded against unexpected events.

The documents required to buy Home Insurance may differ from policy to policy and the type or coverage offered under each policy. However, the general documents required include: 

  • A valid ID proof document – PAN, Aadhaar, Passport, Driver’s Licence, Voter’s ID, etc. 

  • A valid address proof document – Passport, Aadhaar, Bank Passbook with address content, Driver’s License, utility bills, etc. 

  • Proof of house ownership or rental agreement  

  • Recent passport size photographs

*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

HDFC Bank is a Certified Corporate Agent ( Regn No: CA0010) under IRDAI guidelines and has tie-ups with 9( Nine) insurance companies to offer a wide range of Life, General and Health Insurance products as mentioned below:
 

  • Life Insurance: 1. HDFC Life Insurance Company Ltd. 2. TATA AIA Life Insurance Company Ltd.3. Aditya Birla Sun Life Insurance Company Ltd.
  • General Insurance: 1. HDFC ERGO General Insurance Company Ltd. 2. Bajaj Allianz General Insurance Company Ltd. 3. Go Digit General Insurance Company Ltd. 4. ICICI Lombard General Insurance Company Ltd.
  • Standalone Health Insurance :1. Aditya Birla Health Insurance Company Ltd.2. Niva Bupa Health Insurance Company Ltd.


Disclaimer: Participation by the Bank’s clients in the Insurance products is purely on a voluntary basis. The contract of Insurance is between the Insurer and the Insured and not between HDFC Bank and the Insured. The Bank does not act as an insurer nor participate in or underwrite the underlying risks.

Frequently Asked Questions

A Home Insurance Policy is a type of General Insurance policy that helps individuals safeguard their properties from any natural calamities or man-made perils. It provides financial coverage for any damage or loss to the home and its contents. It covers the cost of repairs or replacements and can include liability coverage for accidents that occur on your property.

To apply for Building Insurance with HDFC Bank, go to our official website, navigate to the ‘Personal’ section, click on ‘Insure’ and choose ‘Home.’ Next, choose your preferred coverage and provide the necessary details to proceed to the next few steps.

Home Insurance online is important for several reasons some of which are as follows: 

  • Financial Protection: Home Insurance provides financial protection against unexpected events such as natural calamities, theft, or accidents that can cause damage to your home and its contents. It ensures that you can meet the costs of repairs or replacements without having to bear the burden yourself.

  • Protection Against Legal Liability: Home Insurance also provides protection against legal liability in case a third party is injured, or their property is damaged due to your actions or negligence. 

  • Mortgage Assistance: Home Insurance is often a requirement when taking out a mortgage.

  • Additional Living Expenses: In case your home is damaged, and you need to live elsewhere temporarily, Home Insurance can cover additional living expenses such as hotel bills or rent.