Credit Card Activation Guidelines

To activate your HDFC Bank Credit Card, you must do so within 37 days from the Card Open Date, as per the guidelines set by the Reserve Bank of India (RBI). If the card is not activated within this period, it will be closed automatically, and you will need to apply for a new card in the future.

You can activate your Credit Card using any of the following methods:

Through Credit Card Usage

 

Make at least one online or POS transaction within the first 37 days to keep your card active. You may also receive gift vouchers worth ₹250 for this transaction during the activation period.

Through MyCards

 

Log in to MyCards and enable transactions to activate your Credit Card.

Through WhatsApp Banking

 

Save 7070022222 on your phone and send the message “Activate my Credit Card ” to activate your card.

Through Eva (Virtual Assistant)

 

Visit the Eva search assistant on the HDFC Bank website to manage and activate your card.

If you need to set your Credit Card PIN, you can do so through IVR, NetBanking, or HDFC Bank ATMs.

For more detailed instructions, please refer to the HDFC Bank Credit Card Activation Guidelines.

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Frequently Asked Questions

If your HDFC Bank Credit Card remains inactive for an extended period, the bank may review or restrict the card as per regulatory guidelines. To avoid this, it is recommended to activate and use your Credit Card within the specified time frame.

You can keep your HDFC Bank Credit Card active by confirming activation through alternative methods such as giving a missed call, enabling transactions through  MyCards, or using WhatsApp Banking.

You can activate or keep your HDFC Bank Credit Card active using the following methods:

  • Make at least one online or POS transaction within 37 days of the Card Open Date
  • Log in to  MyCards and enable transactions
  • Use WhatsApp Banking by sending “Activate my Credit Card” to 7070022222
  • Activate the card through Eva (HDFC Bank’s virtual assistant)

As per Reserve Bank of India (RBI) guidelines, you must activate your HDFC Bank Credit Card within 37 days from the Card Open Date. If the card is not activated within this period, it will be automatically closed, and you may need to apply for a new Credit Card in the future.