Working Capital for Transporters

Why Choose Us?

Quick Processing​

Easy Accessibility

Competitive Rates​

What's in store for you

Features you need and deserve

Benefits and Features

  • Cash Flow Management​: Ensures steady cash flow for daily operations, includingfuel purchases, vehicle maintenance, and driver wages.​

  • Flexibility: Allows flexibility to manage seasonal fluctuations andunforeseen expenses without disrupting operations.​

  • Fuel Purchases: Covers fuel costs, which is a major operational expense,ensuring vehicles remain operational.​

  • Vehicle Maintenance: Funds regular maintenance and repairs, prolongingvehicle lifespan and reducing downtime.​

  • Payroll Coverage​: Ensures timely payment of salaries and wages to driversand staff, boosting morale and retention.​

Smart EMI

Multiple Funding Options​

Fund based Options​

  • Bill/Invoice Discounting​

  • Cash Credit facility​

  • Term Loan​

  • Working Capital Demand Loan facility ​

  • Drop Line Overdraft​

  • DRUL​

  • Fixed Deposit Overdraft (FDOD)​

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Non Fund based Options​

  • Bank Guarantee​

  • Letter of Credit​

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Easy Accessibility

  • Access banking services from your office with InternetBanking And Phone Banking.​

  • Utilise working capital services nationwide with multi-location banking facilities.​

  • Enjoy at-par cheque facilities for seamless transactions​

Smart EMI

Processing

  • Experience fast processing and rapid funddisbursal.
Contacless Payment

Collateral options

  • Pledge your commercial vehicles and property as collateral.
Fuel Surcharge Waiver

Fees and Charges

Know more about the joining/renewal fees and other charges here.

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Frequently Asked Questions

Yes, you can easily check the status of your loan anytime by using the MSME Loan application tracker. All you need is your application number or reference/proposal number that is mentioned on your loan application form, along with either your PAN details or your mobile phone number. You can get the application status instantly. 

The approval timeframe for working capital transporter financing depends on whether you have fulfilled the lender's eligibility criteria, and your creditworthiness.

Yes, Working Capital Transportation Loans can be used to cover fuel costs for transportation companies, along with other operational expenses such as maintenance, payroll, and overheads to ensure smooth operations.

HDFC Bank offers high-value loans ranging from several thousands and lakhs of rupees, based on your specific requirements and the value of the collateral pledged to the bank.

Working capital for transportation businesses refers to the funding facility by HDFC Bank that allows you to obtain the funds needed to manage your tranport business’  daily operations costs, covering expenses like fuel, maintenance, payroll and overhead costs.

Yes, The bank accepts collateralm which could be a commercial property or a vehicle while funding transportation finance loans.