Where ambition meets access

You can opt for HDFC Bank Classic Banking if you have:
Eligibility Criteria*

• A Minimum Average Monthly Balance of ₹1 Lakh in Savings Account
  OR
• A Minimum Average Quarterly Balance of ₹2 Lakhs in Current Account
  OR
• A Combined Average Monthly Balance of ₹5 Lakhs or More Across Retail Liability Value**
  OR
• A Total Relationship Value (TRV)*** of ₹10 Lakhs or More
  OR
• For Salaried Customer, Monthly net salary credit of ₹1 Lakh & above in HDFC Bank Corporate Salary Account#
• HDFC Bank Programme Terms and conditions
  
• *Balance is measured as a combined balance across account/s linked to your Customer ID or over the account/s of other customers linked to your "Group" (as defined in the HDFC Bank Programme Terms and conditions).
  
• The tenure of the Fixed Deposits should be at least six months
  
• **Retail Liability Value comprises of average quarterly balances maintained in Current accounts, average monthly balances maintained in Savings accounts and average monthly balances maintained in Fixed Deposit accounts with HDFC Bank
  
• #Net Salary credit criteria is considered as monthly net salary credit in HDFC Bank Corp Salary Account
  
• ***Total Relationship Value (TRV) is measured as a combined balance across account/s, investment and loans linked to your Customer ID or over the account/s of other customers linked to your “Group” (as defined in the HDFC Bank Programme Terms and Conditions)
• Total Relationship Value (TRV) is aggregated at Customer ID or Group ID level, including -
  
• Liability Relationship with HDFC Bank.
  
• Mutual Funds & Investment Products value through HDFC Bank
  
• 20% of Retail loan^ outstanding value availed through HDFC Bank
  
• 20% of Demat balance with HDFC Bank
  
• Insurance Premia of all policies with HDFC Bank
• ^ Retail loan comprises of – Auto Loan (AL), Personal Loan (PL), Business Loan (BL), Education Loan (ED), Two-Wheeler Loan (TWL), Tractor Loan (TRL), Gold Loan (GL), Loan Against Property (LAP), Loan Against Shares (LAS) > 15 lakhs, Home Loan (HL), Consumer Durables (CD) & Business Assets (BA)
  
• The new Programme eligibility criteria is effective from 1st July 2025
  
• For existing groups onboarded on or before 30th June 2025, the new eligibility criteria will come into effect from 1st October 2025
  
• In case any existing group is upgraded or downgraded on or after 1st July 2025, the new eligibility criteria will be applicable immediately