Loan for Salaried

Why Choose Us?

Attractive Rates

Flexible Tenure

Quick Disbursal

Minimal documentation

What’s in store for you

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Loan for Salaried

Personal Loan EMI Calculator

Take Out the Guess Work from Financial Planning. Calculate your EMIs now!

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₹ 25,000₹ 50,00,000
1 year7 years
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9.99% PA24% PA
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Amount Payable

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Interest Amount

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Types of Personal Loans

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Explore the wide range of Personal Loans tailored for every need.

Interest Rate for Personal Loans for Salaried Employees Starting from

Starting From 9.99%* p.a.

(Terms & Conditions Apply*)

View Rates

Loan Benefits & Features

Loan Benefits

  • Attractive Interest Rates: Competitive interest rates (provided you have a good credit history and Credit score).
  • Flexibility: Flexible repayment periods of 12-60 months.
  • Keep Savings Safe: Provides funds for unexpected expenses, sparing your savings from depletion.
  • Flexibility of purpose: Offers various loans such as for weddings, renovations, education expenses, travel, or medical emergencies.
Loan Benefits

Easy Application

  • Quick Approval: Access Personal Loans with approval in less than 4 hours or instantly for pre-approved customers.
  • Minimal documentation: Easy process with minimal paperwork (Most of which can be completed online), like proof of identity, income, and address.
  • Stress-Free Funding: Instant Loans ensure easy financing, relieving financial worries for various plans and purchases.
Easy Application

Interest Rates & Charges

Rate of Interest 9.99% - 24.00% (Fixed Rate)
Processing Fees Up to ₹ 6,500/- + GST
Tenure 03 Months to 72 Months
Documents Required No Documents for Pre-approved Personal Loan
  For Non Pre-approved - Last 3 Months Bank statements, 2 Latest Salary Slip and KYC

Updated on 23rd October 2024

  • *Government taxes and other levies as applicable will be charged over and above the Fee and Charges. Loan disbursal is at the sole discretion of HDFC Bank Ltd.
Interest Rates & Charges

Documentation

No documentation is required for availing HDFC Bank Personal Loan for Salaried.

KYC-compliant bank / Pre-approved customers can avail the Personal Loan in just 10 seconds with no documentation.

If the customer needs higher loan amount, the customer can click here to avail Personal Loan with higher loan amount. This is an end-to-end digital journey. No documents are required for availing HDFC Bank Personal Loan.

  • 100% Digital Process

  • Hasslefree Borrowing experience! 

  • No Documentation Required to get Loan for your Personal needs.

Most Important Terms & Conditions

Most Important Terms & Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms & Conditions

Wondering if you are eligible?

Eligibility criteria to apply for a Personal Loan for Salaried Individuals

For Salaried

  • Nationality: Indian
  • Age: 21- 60 years
  • Salary: ≥₹25,000
  • Employment: 2 years (1 year with current employer)
Loan for Salaried

More about Personal Loan for Salaried Individuals

With HDFC Bank's Personal Loans for salaried employees, you can easily meet the cost of any need. These loans help make sure salaried employees are poised to tackle any extra expenses that may crop up. HDFC Bank Personal Loans for Salaried Individuals offer competitive interest rates, quick approvals, and minimal documentation. Also, flexible repayment tenures from 3 to 72 months. Enjoy special rates for existing customers and easy online application.

To be eligible for an online Personal Loan for Salaried Individuals from HDFC Bank, applicants must be Indian nationals aged between 21 and 60 years. Applicants must be Salaried Individuals at private limited companies or public sector undertakings, with at least two years of total work experience, including a minimum of one year with their current employer and earning a salary of ₹25,000

You can apply for a Loan via:

1. Digital Application

2. PayZapp

3. NetBanking

4. Branches

Online application process:

Step 1 – Choose your occupation 
Step 2 - Provide & validate your Phone Number & Date of Birth/PAN   
Step 3- Choose Loan amount 
Step 4- Submit & Receive funds* 

*In certain cases, uploading documents and completing video KYC might be required.

Frequently Asked Questions  

The interest rate for Personal Loans for salaried employees can vary depending on several factors such as the loan amount, tenure, credit score, and the lender's policies. We recommend contacting our customer service representatives who will be happy to assist you with personalised loan offers tailored to your requirements.

You can apply for a Personal Loan for Salaried Employees online through the HDFC Bank website or visit a branch. Fill out the application form, submit required documents, and await approval.

Benefits of a Personal Loan for Salaried Employees include quick disbursal, competitive interest rates, flexible repayment tenure, minimal documentation, and versatile usage for various needs.

To meet sudden, unforeseen expenses or to fund their travel, wedding or education plans, among other things, Salaried Individuals can opt for a Personal Loan for salaried with HDFC Bank. The same can be used for a range of purposes, with no restriction on end use.

You can apply online for an HDFC Bank Personal Loan for Salaried Individuals. Also, you can use the bank’s mobile app and NetBanking facility or visit the bank branch and apply for the same.

Please refer to ‘Eligibility Criteria’ section of this page for more information.

A Personal Loan for salaried individuals from HDFC Bank is available for tenures of 1-5 years.

You can a Personal Loan for salaried in little or no time. Pre-approved HDFC Bank customers can get the funds in 10 seconds*, while non-HDFC Bank customers can get money in as little as 4 hours*.
(* Terms & conditions apply. Personal Loan disbursal at the sole discretion of HDFC Bank Ltd. HDFC Bank frequently comes up with offers for existing customers. Check with the bank for latest offers and schemes on personal loan for Salaried Individuals)

A Personal Loan for salaried individuals can be used for an array of purposes. You can use it to meet urgent medical expenses, or to finance your vacation plans, higher studies or even for your wedding. In addition to this, this instant loan for Salaried Individuals can be used for debt consolidation or home improvement too.

You can get a loan of anywhere between ₹25,000 to ₹40 lakh under a Personal Loan for Salaried Individuals from HDFC Bank.

Fast, easy, secure—start your personal loan application right now

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