BSBDA Small Account

What's in store for you

Zero Balance Account benefits

BSBDA

Key Benefits

Know More About Small Savings Account

Fees and Charges

  • The HDFC Bank BSBDA Small Account is a zero-balance account offering several complimentary services, including free cheque book issuance (25 leaves annually), digital statements, passbook issuance, and unlimited deposits.
  • Customers are allowed up to 4 free withdrawals per month, with charges applied for subsequent transactions based on the withdrawal mode. Senior citizens benefit from reduced fees on many services, such as cheque books, statements, and demand drafts.
  • Digital banking services like NetBanking, Mobile Banking, and inward NEFT/RTGS/IMPS transfers are free. Minimal charges are applied for additional services such as duplicate statements, demand draft issuance, and technical cheque return.
  • Taxes and transaction charges may apply based on the nature of transactions and account activity.
  • Click here to read the detailed fees and charges.
Fees and Charges

Application Process

You can apply for the BSBDA Small Savings Account by following these steps:

  • Find your nearest HDFC Bank branch and visit to initate the application
  • Fill out the application form and submit the required documents
  • Once your application is approved, you will receive your Basic Savings Bank Deposit Account details
Application Process

Deals & Offers

Check out the deals

  • CashBack and discounts with Debit Card: 5% CashBack on shopping via PayZapp and SmartBuy.
  • SmartBuy Offer: Click here
  • PayZapp offer: Click here
  • UPI offers: Click here
  • NetBanking offers: Click here
  • BillPay offers: Click here
Check out the deals

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Wondering If You Are Eligible?

You are eligible to open a Small Savings Account with HDFC Bank if:

  • You are an Indian resident
  • You do not hold a Small Savings Account with any other bank
  • You do not have an existing banking relationship with HDFC Bank
     

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Documents required to get you started

 

OVD (any 1)

  • Passport
  • Aadhaar Card **
  • Voter ID
  • Driving Licence
  • Job Card
  • Letter issued by the National Population Register

**Proof of possession of Aadhaar (any 1):

  • Aadhaar letter issued by UIDAI
  • E-Aadhaar only downloaded from UIDAI website
  • Aadhaar Secure QR Code
  • Aadhaar Paperless Offline e-KYC
  • Click here to know complete documentation details

Ways to Open a Bank Account

Frequently Asked Questions

Applying for a Basic Savings Bank Deposit Account is easy. Visit your nearest HDFC Bank branch, fill out the necessary details and submit the required documents to complete the application.

Yes, you will need to provide identity proof such as Aadhaar Card and PAN Card, as well as address proof such as a recent utility bill or passport.

Basic Savings Bank Account has various appealing features, like no minimum balance requirement, free RuPay Debit Card, and free cash deposits at ATMs, with interest earned on savings. It’s ideal for everyday banking needs.

  • Open a Basic Savings Bank Deposit Account without any minimum balance requirement

  • Access banking services across multiple branches and ATMs

  • Enjoy a free passbook facility for easy tracking of your transactions

  • Deposit cash for free at any of our branches or ATMs

  • Access your account conveniently with a free RuPay Card

  • Make up to 4 withdrawals per month without any charges

  • Receive 25 free cheque leaves per financial year

  • Enjoy free lifetime BillPay for hassle-free bill payments

  • Stay updated with free email statements

  • Experience easy banking with facilities like NetBanking, PhoneBanking, and MobileBanking